Survival guide

Bank & loans

Bank

  • Open with /bank. In the menu: left-click deposits 1,000 NC, right-click withdraws 1,000 NC.
  • /bank deposit <amount|all> · /bank withdraw <amount|all>
  • Interest: 1% per day, paid every hour (1/24 of it), on balances up to 250,000 NC.
  • Send money: /pay <player> <amount>. Balance: /money.

Loans

  • Take one with /loan take <amount> (min. 100 NC, one loan at a time). Repay with /loan repay <amount|all> from your cash.
  • Limit = 2,000 + 1,500 × Economy stars + 20 × reputation.
  • 10% flat interest, due in 3 days. Full repayment: +3 reputation, +20 Economy XP.
Economy starsLimit at 0 repLimit at 100 rep
★02,000 NC4,000 NC
★13,500 NC5,500 NC
★25,000 NC7,000 NC
★36,500 NC8,500 NC
★48,000 NC10,000 NC
★59,500 NC11,500 NC

If a loan is overdue it is collected automatically from your cash and bank. If that is not enough: −10 reputation, +5% on the remaining debt, new due date one day later – and an entry in the world chronicle.

The bank menu
The bank menu